How do you insure yourself?

Important question indeed. How? Now we are not insurance agents, so no worries about us being the ‘barbers’ who will recommend you run out there and start buying all the policies available. But this is truly a critical consideration when one makes frequent journeys.

Here in our little red dot as in most developed countries, the concept of buying insurance for your travel plan is not new. What piqued our interest in this topic was after reading this article some months back. While the story was one of how claims can go awry and the tips seeming valid, what went through our heads was this question: how do you insure yourself for your travel.

And we are not referring to insurance policies alone. Because that’s only for you to claim monetary compensation. And money isn’t everything. Ok, it is – and we take it back. Gulp. We’ve eaten our words, heard that?

Anyhow.

Contingencies. That’s what we are referring to. Are there backup plans that you may have in the event a flight delays and you miss a tour? Remember we almost had the same in the Caymans (here)? To be honest, we would have been deers in the headlights had the operator not pro-offered a later time slot. We did not have a mitigation plan as we were smooth operators expecting nothing to go wrong. But Mr Murphy struck us unsuspecting. So how?

What kind of ‘insurances’ do you take for yourself when you embark on a journey?

Author: Mel & Suan

Mel works his day job for a living, but lives for antiquities, history and geography at all other times. He enjoys writing and thought sharing and obviously traveling. Suan is a homey person, who like girlie stuff such as cross stitching etc. Enjoys shopping & modeling for Mel. What a match!

2 thoughts on “How do you insure yourself?”

  1. Good topic. As we are older, and health is a question mark, making sure we have back up plans matters. At present, we travel in a motor home. We have people (and a policy) in place that would come get the vehicle and drive me home in the case of something happening to my husband. We also have resources set aside for an emergency flight home.

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